Closing Costs Calculator
Estimate what you'll pay at closing — whether you're buying or selling a home.
Buyer Details
Leave blank if paying cash
Typical: 5–6% split between buyer's and seller's agents
Estimated Buyer Closing Costs
$10,400
Approximately 2.6% of home price
Cost Breakdown
Lender Origination Fee
~0.5% of loan amount
Appraisal Fee
Required by lender
Title Insurance (Owner's Policy)
Protects your ownership rights
Title Search & Escrow Fees
Title search, escrow, recording
Prepaid Property Taxes
2–6 months prorated
Prepaid Home Insurance
First year premium
Recording Fees
County recording of deed
Credit Report & Processing
Lender admin fees
Want a precise estimate for your transaction?
Disclaimer: These estimates are for informational purposes only. Actual closing costs vary based on lender, title company, county fees, and negotiated terms. Consult with your lender, title company, or Norma Jean Opatik for exact figures.